Thank you for posting this.
Allow a comment from an old man, 73 years old. 🙂
Inclusive Finance is a very broad project that includes both banking and insurance. Most of attempts thrive on obtaining immediate results and proceed top down. And they all hit the wall of financial regulations because top down means centralization.
1. Please have a look at the following white paper of Machu Picchu. https://github.com/kvutien/Project-Machu_Picchu_White_Paper_Tutorial2023/blob/main/README_1.md#23possible-solution-by-decentralized-finance
2. If you allow, I’ll add a link to your article in my bottom
-up tutorial.
Keep going.